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What so many residents and tenants neglect to do is protect their belongings with a renter’s insurance policy. Many residents that rent are under the false impression that the landlords responsibility is to maintain insurance on their personal belongings. Nothing could further from the truth…the landlord or apartment complex does not have what insurance companies call an insurable interest in the tenant’s personal belongings (clothing, furniture, electronics, etc.).
With a renters insurance policy you, the tenant are the insured. The insurance company would pay you for damaged or stolen belongings you have in the event of a claim.
The good news…..renters insurance is not that expensive and covers:
Your contents – including furniture, clothes, electronics and other valuables.
Personal liability coverage – This would protect you in the event of someone getting hurt or harmed unintentionally while on the premises you occupy.
Doesn't it make sense to protect the things you have worked so hard for? To learn more about Tenant Homeowner Insurance please contact one of our fine Customer Service Representatives by email or at 978 365-2302.
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