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Unlike a standard homeowner’s policy, flood insurance covers losses to your property caused by flooding.
Some of the things a standard flood policy will cover include:
- structural damage
- furnace, water heater and air conditioner
- flood debris clean up
- floor surfaces such as carpeting and tile
You can also buy a flood insurance policy to cover the contents of your home, such as furniture, collectibles, clothing, jewelry and artwork.
- Valuables
- Recreational Vehicles
- Watercraft
The National Flood Insurance Program (NFIP), a federal program, allows a homeowner, to insure a home up to $250,000 and its contents up to $100,000. If you're a renter, you can cover your belongings up to $100,000. If coverage is needed above the National Flood Program limits we can write an excess flood policy.”
www.floodsmart.gov
To learn more about Flood Insurance please contact one of our fine Customer Service Representatives by email or at 978 365-2302.
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